ETD: 993 Sourcing products; Can Latino Spending Power Revive the Traditional Mall?; Credit Card Security Revamp in Works

E-Tailer's Digest etd_post at gapent.com
Thu Jul 20 12:58:44 GMT 2006


  E-Tailer's Digest --- Everything for the  Retailer
  Issue #0993            July 20, 2006
  George Matyjewicz, Moderator         mailto:georgem at gapent.com
  Published by:  GAP Enterprises, Ltd.  http://www.etailersdigest.com
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     CONTENTS
  [1]  Greetings
  [2]  Sourcing products
  [3]  Can Latino Spending Power Revive the Traditional Mall?
  [4]  Credit Card Security Revamp in Works

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  [1]  Greetings.
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Hi All:

Recently we have been sourcing products for a new venture and found 
interesting things.  I was wondering what your experience is with 
sourcing?  You don't have to disclose your sources, but we would like 
to hear some of your experiences.

You know how we have been discussing how department stores and some 
malls have been hurting?  Well today we learn how one mall in Phoenix 
turned itself around by catering to the local demographics (imagine 
that ;-)).  Some food for thought here.

The credit card industry is in the midst of a revamping which we all 
should watch.  Credit card security has been a big issue, with cards 
being stolen and the card holders identity taken along with it in 
many cases.  Well the industry is policing itself, and it is expected 
to be more effective than Sarbanes Oxley is with public 
companies.  What do you think?

Now, let's get to everything for the retailer.

Sincerely


George Matyjewicz, PhD
Chief Global Strategist, GAP Enterprises, LLC
mailto:georgem at gapent.com
http://www.etailersdigest.com


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  [2]  Sourcing products
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Recently I have been sourcing products for a new venture we are in 
and I find it amazing on what is out there - both good and bad.  You 
can find virtually any product in any category.  Some companies will 
drop ship and others you must warehouse yourself.

Suppliers in countries outside the U.S., looking to take advantage of 
the Internet offer products online in situations where they would 
only be known locally.  For example, you can buy clothing made out of 
bamboo from Korea; candles of beeswax from China; fine embroidered 
goods from Philippines and Romania.

Here in the U.S., you can buy unique crafted items from small crafts 
people.  I recently found a "quillow" - a quilt that folds into a 
pillow that can be displayed on your couch, and taken out when it gets chilly.

I'm curious if the experiences you may have encountered when sourcing 
products for your business.  Any helpful hints will help us all.

George

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  [3]  Can Latino Spending Power Revive the Traditional Mall?
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We have been talking about the decline of departments stores and also 
how category killers like WalMart destroyed some malls.  Well the WSJ 
had an interesting article about how one mall in Phoenix, AZ  (Desert 
Sky Mall) got smart and appealed to the local population.   This is 
not a new concept, at least with strip malls.  Here in NJ we have one 
strip mall that is all Japanese, due to the large population 
here.  However, Desert Sky is a full mall, complete with five anchor stores.

During the past 15 years, overbuilding, demographic shifts and new 
competitors had taken their toll on malls. Desert Sky noted that 
their local population was now 70% Hispanic.  So, they did the smart 
thing - they appealed to those demographics.  Today, Hispanic 
shoppers crowd a revitalized Desert Sky -- now a mall with a Mexican 
accent. Moviegoers get salsa with their popcorn, salespeople are as 
likely to speak Spanish as English.  Sales at the mall are up 15% 
annually since 2004.

While ethnic shops catering to Latinos and Asians have long existed 
in small strip malls, many larger malls have been slow to wake up to 
the Latino potential. But Latino buying power -- $24 billion in 
Arizona alone, according to Arizona State University -- is spurring a 
reassessment by retailers and investors. In Fort Worth, Texas, an 
investor group last year began converting the dying Fort Worth Town 
Center into a Latino mercado (market square) called La Gran Plaza. 
Malls across the country in high-immigration areas are experimenting 
with bringing in a Latino store or two.

Desert Sky opened in 1981 in suburban west Phoenix.  By 1993, 
competing retailers and a new mall 12 miles away were drawing away 
part of Desert Sky's customer base.  During the 1990s, the area also 
changed from predominantly white to mostly Hispanic. Management 
struggled to attract national retailers but none seemed interested in 
the mall's changing demographics.

In 2000, J.C. Penney Co. closed its Desert Sky department store, and 
Montgomery Ward followed the next year, leaving the mall with two 
gaping holes in its five anchor spots. A year later, Harkin Theaters 
shut down its six-screen cinema in the mall.

The exodus prompted Westcor to give mall general manager Zeke 
Valenzuela license to set out on a strategy appealing to the area's 
changing demographics. To replace the shuttered cinema, Westcor in 
2003 brought in Cinema Latino, a four-theater chain that shows 
first-run Hollywood movies with Spanish subtitles.

Mr. Valenzuela flew to Mexico City to talk to established Mexican 
chain retailers, but he had more luck in Phoenix at a nearby swap 
meet in a converted grocery store. In addition to La Gran Bota, he 
signed up Oscar Piel Leather & Clothing and jewelry shop Palacio De Oro.

The culture of the swap meet is more bazaar than Bloomingdale's, 
though, and merchants at first were skittish about making the jump 
from a booth to a mall store. Mr. Valenzuela overcame that by 
offering temporary leases at discounted rent.

But he had to set some ground rules. At the swap meet, "display is 
not a main thing for them," says Mr. Valenzuela, a native of Mexico. 
"Everything is either on the floor or on the walls just hanging 
haphazardly. It's very claustrophobic, very chaotic." The new tenants 
agreed their stores would display merchandise in a more orderly way, 
with help from a professional merchandiser if necessary.

Another big cultural change Mr. Valenzuela insisted on: no haggling. 
Palacio De Oro owner Eladio Martinez, who owns two jewelry shops at 
the mall now, had to shut down his swap-meet location because 
customers couldn't understand why they could haggle at it but not at the mall.

National retailers that not long ago wouldn't touch the place are 
opening stores at Desert Sky -- among them, the Children's Place and 
music retailer F.Y.E. -- and owner Macerich is preparing to spend 
millions of dollars renovating the mall. But the transition has faced 
some resistance. When Mr. Valenzuela proposed putting in bilingual 
signage three years ago and encouraging bilingual hires, some 
retailers balked. Now almost all are on board but he says he still 
must walk a fine line in making sure the mall isn't "too Mexican," 
alienating the white and black longtime shoppers who still make up 
nearly 30% of customers.

Details at...
http://online.wsj.com/article/SB115327687360710762.html

George
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  [4]  Credit Card Security Revamp in Works
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If a company suffers a security breech and it isn't complying with 
security standards, it can be hit with big dollar fines and loss of 
its authorization to process credit card payments, said Chris Farrow, 
director of the policy and compliance division for Configuresoft.

A revamping of security  standards is being prepared by the major 
payment card issuers and is expected to be announced within the next 60 days.

"[MasterCard, along] with other payment brands including American 
Express (NYSE: AXP) , Discover, JCB and Visa, are currently 
considering potential recommended updates to the PCI Data Security 
Standard based on feedback provided by industry stakeholders," 
MasterCard Global Technology Communications Vice President Christina 
Rae told the E-Commerce Times.

The PCI (Payment Card Industry) standard was adopted by the card 
issuers about a year ago to set guidelines for the secure handling of 
credit card information by merchants and service providers.

Robust Standards.  "A date for release of a revised standard has not 
yet been determined," Rae said. "However, there are no plans to make 
any of the PCI Data Security Standard requirements less robust."

There have been discussions among standards setters about reducing 
the strength of encryption recommended in the existing guidelines, 
according to Chris Farrow, director of the policy and compliance 
division for Configuresoft in Colorado Springs, Colo.

Compliance Issues.  Although watering down encryption standards may 
not be a good idea from a security standpoint, it may have compliance 
benefits. Weaker encryption may be easier to handle for small- and 
medium-sized businesses, Farrow noted.

If the card issuers can get more businesses to adopt the standards, 
then compliance -- which, according to Aaron Biddar, president of 
Control Scan in Atlanta, has been, at best, tepid -- may improve.

The latest compliance numbers from MasterCard for all levels of 
merchants was about 40 percent, Biddar said, adding that those 
figures are "probably a stretch."

More Teeth Than SOX.  If the payment card providers want to encourage 
compliance, Farrow said they should add some incentives to the standards.

If a company suffers a security breech and it isn't complying with 
security standards, Farrow said, it can be hit with big dollar fines 
and loss of its authorization to process credit card payments.

"PCI has more teeth behind it than something like a Sarbanes-Oxley or 
HIPPA because no one is going to go without their ability to accept 
credit cards as payment," Farrow contended.

Details at...
http://www.ecommercetimes.com/story/51756.html

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