ETD: 759 Global economy; Online sales history; The Millionaire Next Door

E-Tailer's Digest etd_post at gapent.com
Tue Feb 10 11:41:17 GMT 2004


  E-Tailer's Digest --- Everything for the  Retailer
  Issue #0759                     February 10, 2004
  George Matyjewicz, Moderator         mailto:georgem at gapent.com
  Published by:  GAP Enterprises, Ltd.  http://www.etailersdigest.com
==================================================================
   CONTENTS

  [1]  Greetings
  [2]  Global economy
  [3]  Online sales history
  [4]  The Millionaire Next Door

==================================================================
  [1]  Greetings.
==================================================================
Hi All:

I will have one special report for next week, and do need one more.  I am 
combining some material submitted by Jules Kaplan and John Schulte which 
are related and long enough for a special.   I will be in London on 
business the week of Feb 16-20.  How about something that would be of 
interest to our readers?  1,500 - 2,500 words.  And it will remain for 
posterity at our site. http://etailersdigest.com/resources/Specials/index.htm

Today we have some interesting material.  I was at a breakfast for Senator 
Hillary Clinton which was interesting.  Our global economy - is it a 
blessing or a curse?

Jules Kaplan has some interesting stats to share.  The growth of online 
sales.

And Beth Cherkowsky asks why do we need all this college?  Which, by the 
way, was part of Senator Clinton's comments.  What do you think?

Let's hear about your business,  which will remain  for posterity at 
our  "Members: Who Are You?" site. 
http://etailersdigest.com/resources/members/index.htm And we have a form 
there for you to tell us about you.  As I said when I first proposed this 
idea, we have "known" each other for a long time, yet we often don't know 
anything about each other.   So, tell us who you are and what you do.

Now, let's get to everything for the retailer.

Sincerely


George Matyjewicz, PhD
Chief Global Strategist, GAP Enterprises, Ltd.
mailto:georgem at gapent.com
http://www.etailersdigest.com
==================================================================
  [2]  Global economy
==================================================================
On Monday, I attended a breakfast meeting at the Poughkeepsie, NY Chamber 
of Commerce.  Guest speaker was Senator Hillary Clinton who talked about 
the region, the state, the country and the world.  While we are a global 
economy, competition in low-wage countries is hurting the economy of more 
developed countries like the US or UK.  In particular, India and the 
low-wage, highly-skilled work force has become a threat in industries like 
software, support and now drug makers.

What's worse, is companies who have profitable operations in the U.S. (and 
NY in particular) are moving out of the country to make even more profits. 
One company CEO told Senator Clinton that he pays an engineer $100,000 in 
the U.S., and $10,000 in India.  Now MRI readings are done in India, after 
being scanned in the U.S.  And we have all had support calls from New Delhi.

We've taught our children to go to college, study hard and get a good 
job.  College education will generate much more earnings over your lifetime 
than non-college.  So what do they do now?

Interestingly enough, global markets are a blessing for some.  There is a 
craft village in upstate NY that sold small quantities 4-5 months during 
the season.  Clinton helped get them computers, websites and access to a 
global market.  Now their sales have increased and their season has 
expanded to year round.

IMHO, we can't have it both ways.  I fully agree that global repositioning 
of staff is harmful to some countries.  Even within one's country, 
repositioning of staff is an issue (in the US, BMW has hurt the textile 
industry in SC when they opened a plant their and paid wages that are three 
times the textile industry).  I also recognize that the global market is 
wide open and fertile.

So what do we do?  How do we protect our work force, without hurting trade?

George

==================================================================
  [3]  Online sales history
==================================================================
Moderator's preface... Jules Kaplan posted some interesting stats.  We will 
be posting more of these in a special report next week...
---
US Q4 Online Retail Sales, 1999 - 2003

1999 $5,393 -
2000 $9,248 71.5% increase
2001 $10,788 16.7%  increase
2002 $13,770 27.6%  increase
2003(1) $17,776 29.1%  increase

Sources: US Department of Commerce, August 2003
(1)eMarketer, January 2004

--------------------------------------------------------------------------------
Online Holiday Sales Growth, 2000 - 2003 (USD billion)

2003 $16.8 (projected)
2002 $13.8
2001 $11.2
2000   $8.7

Source: Jupiter Research, November 2003

Yours truly

Jules Kaplan
Ez Payment Solutions LLC (EZP)
480-991-7025  OR 800-220-0468  - FAX 310-362-8746      Accept Payment by 
FAX - PHONE - E-MAIL - INTERNET
EZP is a secure Electronic Invoicing Presentmentment and Payment (EIPP) 
service that allows users to create, send,
receive and process electronic invoices and make secure online payments by 
ACH-EFT or Credit Card.
E-Commerce Solution that you have to SEE to BELIEVE 
www.onlinechek.com  /  www.ezpaymentservices.com


==================================================================
  [4]  The Millionaire Next Door
==================================================================
Our moderator wrote...
 >I also believe we have similar circumstances in the U.S., in particular
 >with trade people.  I recently had a plumber spend 20 minutes at our home
 >and he charged $160 plus parts!  When I mentioned to him that my doctor
 >doesn't even charge $480 per hour, he replied "I know.  That's why I gave
 >up my medical practice."

Have you read, "The Millionaire Next Door?"  It highlights that most 
millionaires in this country are self-made tradespeople, plumbers, 
carpenters,heating guys, etc.

Why did I go to college?  I could have gone to tech school for less. <g>

Beth Cherkowsky
http://members.aol.com/cougartoys/alley.html

+++ [Moderator's Comments] +++
Interesting book.  Excerpts from a review of  "The Millionaire Next Door" 
by two college professors, Thomas Stanley and William Danko, who have 
studied the lives of the affluent for many years.

This book drives home a few key point about who is rich in America, how 
they got there, and what keeps them in their affluent status. The primary 
reasons are:

1.They live below their means.
2.They allocate their money, free time, and energy to wealth accumulation.
3.They prefer achieving financial independence over displaying/flaunting 
their social status.
4.Their parents did not give them free and frequent handouts of money.
5.Their children usually become self- sufficient.
6.They are skilled in targeting business opportunities
7.They carefully select an occupation that complements their skills and 
talents and leads to building wealth.

The profile of the typical millionaire contains some characteristics that 
are obvious. For example, most of them are homeowners; have household 
incomes over $100,000; own their own businesses; and are male, between the 
ages of 50 and 60. However, other characteristics are not so obvious. For 
instance, 80% of millionaires are self- made. Only 20% inherited the 
wealth. Most of them do not live in multi- million dollar homes, or drive 
expensive cars worth over $50,000. A typical millionaire lives in a nice 
home, but not an extravagant one. The average value of a millionaires home 
is between $300,000 and $400,000. Millionaires usually live in a frugal 
manner. After all, that's what got them where they are today. They are 
willing to give up a little status to have more investments and financial 
security.

George

==================================================================
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